Key takeaways
- Rupees through Razorpay: UPI, cards or net banking, GST included.
- US dollars through Stripe: card payments, with tax added at checkout where it applies.
- Card and UPI details stay with the payment provider, not with Milvao.
- A failed renewal gives you 7 days, with reminders, before the plan is cancelled.
Stripe and Razorpay billing side by side
| Razorpay (rupees) | Stripe (US dollars) | |
|---|---|---|
| Who it's for | Communities in India | Communities outside India |
| How you pay | UPI, card or net banking, in a window on the same page | Card, on Stripe's checkout page |
| Tax | GST included in the price | Excluded, added at checkout where it applies |
| Receipts | Emailed by Razorpay for each payment | Receipt and invoice emailed by Stripe, also listed with View and PDF links |
| Changing how you pay | Update card or UPI | Manage billing, which also holds billing details and tax ID |
| Changing plan | Takes effect at the end of the paid period | Upgrades start at once with the difference charged; other changes wait for the period end |
| Cancelling | Can't be undone; choose a plan again later | Resume is possible until the plan ends |
If both currencies are offered to you, a switch above the plans lets you choose. A running monthly plan stays in the currency it started in.
Buying a plan, step by step
- 1The owner opens Plan and billing in the dashboard menu.
- 2They press Buy Pilot or Choose Starter on the plan they want.
- 3They check the summary of price, today's payment and renewal, and add a promotion code if they have one.
- 4They press Continue to secure checkout and pay in the Razorpay window or on Stripe's page.
- 5The page shows the new plan once the payment goes through, and the receipt arrives by email.
What each plan costs
| Plan | Price in rupees | Renews |
|---|---|---|
| Pilot | ₹4,999 for 30 days, paid once | No |
| Starter | ₹2,999 a month | Monthly until cancelled |
| Growth | ₹6,999 a month | Monthly until cancelled |
Dollar prices appear only once the Milvao team has set them, so none are quoted here. Meta's charges for WhatsApp messages are billed by Meta to your own WhatsApp Business Account, separately. Full plan details are on pricing.
If a renewal payment fails
- 1The owner gets an email, and Plan and billing shows a red note with a button to update how you pay.
- 2The plan keeps working for 7 days while the provider tries again.
- 3Reminders go out on day 3 and on the day before the 7 days end.
- 4If payment still hasn't gone through, the plan is cancelled. Members, groups and introductions stay in Milvao, and a plan can be chosen again at any time.
What Milvao keeps from payments
Milvao stores the billing contact, invoices and payment status it needs to run your plan. Card numbers, UPI handles and bank details are entered with Stripe or Razorpay and stay with them. Both are listed on Milvao's sub-processors page with where they process data, and the refund policy explains how refunds work.
Sources
- Razorpay Docs: About Subscriptions (checked 5 November 2026)
- Stripe Docs: Customer portal (checked 5 November 2026)
- Milvao Help Center: Plan and billing (checked 5 November 2026)
Facts about WhatsApp and other services come from the pages listed, on the dates shown, and can change.